Life Insurance for Your Family's Future

Life insurance provides financial protection for your loved ones by ensuring they're supported if something unexpected happens. Whether you choose term or permanent coverage, we'll help you find the right amount at the right price.

Types of Life Insurance Coverage

Term Life Insurance

Coverage for a specific period (10, 20, or 30 years) at an affordable rate. Term life is ideal if you need protection for a specific financial obligation.

Key Features:

✓ Affordable monthly premiums
✓ Coverage for 10, 20, or 30 years
✓ Guaranteed payout if you pass away
✓ No cash value component

Best for: Protecting your family while paying off a mortgage or until children finish college.

Permanent Life Insurance

Lifelong coverage with a cash value component. Permanent life insurance offers flexibility and can serve as an investment tool.

Key Features:

✓ Lifetime protection (no expiration)
✓ Cash value accumulation
✓ Loan or withdrawal options
✓ Flexible premium payments

Best for: Long-term wealth building and estate planning for your family's legacy.

How Much Coverage Do You Need?

Debts & Obligations

Include mortgage balance, car loans, credit card debt, and any other outstanding loans.

Living Expenses

Calculate 5-10 years of household expenses to help your family maintain their lifestyle.

Future Needs

Consider college tuition, childcare costs, and any special needs your family might have.

Our insurance professionals can help you calculate the right amount of coverage for your situation. Let's discuss your family's financial goals during your consultation.

Why Choose C&H for Life Insurance?

✓ Personalized needs assessment to find the right coverage
✓ Access to multiple carriers for competitive rates
✓ Simplified application process and underwriting
✓ Ongoing support and policy management assistance

Get Your Life Insurance Quote

Protect your family's financial future with affordable life insurance.